fbpx

Privacy Policy

THIS PRIVACY POLICY CONTAINS AN ARBITRATION CLAUSE WHICH AFFECTS YOUR RIGHT TO LITIGATE ANY DISPUTE IN A COURT OF LAW AND AFFECTS YOUR RIGHTS IN THE LITIGATION OF ANY SUCH DISPUTE. PLEASE READ SECTION 9 OF THIS PRIVACY POLICY FULLY AND CAREFULLY PRIOR TO SIGNING THIS AGREEMENT.

  1. Introduction

  1. This Privacy Policy describes what information we may collect about you through our website, mybusinessadvocate.com (“Site”), why we collect it, how we use it, and under what circumstances we may share it with third parties. This Privacy Policy also describes the choices you can make about the collection and use of your information. All references to “MBA,” “MyBusinessAdvocate,” “Company,” “we,” “us,” or “our” refer to My Business Advocate.

  1. By using our Site, you acknowledge and consent to our disclaimers contained on each website page and Terms of Use. Please also refer to our Terms of Service and Service Plan Subscription Agreement associated with your plan. If you do not consent to our collecting and sharing your information as described in this Privacy Policy, you are not authorized to use this Site.

  1. Information We Collect

  1. Personal Information. When you engage with the Site or call us, we may ask you to provide us with information, or you may otherwise provide us with information that could reasonably be used to identify you personally, such as, but not limited to, your first and last name, email address, credit card information, business address, corporate name, registered agent, home address, corporate address, phone number, and/or occupation. We may collect this information through various forms throughout the Site, including, but not limited to, email, chat, consultation request forms, or “contact us” forms, or surveys. Depending on the activity, some of the information we ask you to provide may be mandatory. If you do not provide the mandatory information with respect to the particular activity, you will not be able to engage in that activity.

  1. Usage Information. We, and our third-party service providers, may use a variety of technologies that automatically or passively store or collect information whenever you visit or interact with the Site (“Usage Information”). Usage Information may be stored or accessed using a variety of technologies that may be downloaded to your personal computer, browser, laptop, tablet, mobile phone, or any other device (a “Device”) whenever you visit or interact with our Site. This Usage Information may include:

  1. Your IP address, UDID, or any other unique device identifier (“Device Identifier”);
  2. Whether one user has accessed the Site using multiple Devices;
  3. Your Device’s functionality (including browser, operating system, hardware, mobile network information, plug-ins);
  4. The URL that referred you to our Site, your website browsing history, and the areas within our Site that you visit and your activities there;
  5. Your Device location and characteristics; and
  6. Other Device data, including time zone and the time of day.

  1. We may use various methods and technologies to store or collect Usage Information (“Tracking Technologies”). Such Tracking Technologies include, without limitation, the following (and subsequent technology and methods later developed):

  1. Google Analytics. Our Site may use a tool called Google Analytics, which collects user information regarding the activities that users engage in while on the Site. Google Analytics collects information such as how often users visit this Site, what pages they visit when they do so, and what other websites they used prior to coming to this Site. We use the information we get from Google Analytics to improve this Site and our outreach efforts. Google Analytics collects only the IP address assigned to you on the date you visit this Site, rather than your name or other identifying information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this Site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this Site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can prevent Google Analytics from recognizing you on return visits to this Site by disabling cookies on your browser.
  2. Google Ads and Remarketing. We may use a tool called “Google Ads” to collect information about the use of this Site and use this information to serve you more relevant advertisements. Google and other third parties may show these advertisements on other websites that you visit or the services you use. These ads shown on other websites are based on your past visits to this Site by using cookies. You may opt-out of Google’s use of cookies by visiting Google’s Ads Settings page.
  3. Facebook Tracking Pixel. We may use the “conversion tracking pixel” provided by Facebook to record the efficacy of Facebook’s advertisements and for additional market research purposes. This tool allows us to gather information about your activity after you are redirected to the Site after clicking on an advertisement on Facebook. Facebook or its partners may use a cookie to facilitate the display of advertisements. Facebook may save and process this data and connect it to your account in accordance with Facebook’s Data Policy.
  4. Embedded Scripts. An embedded script is programming code that is designed to collect information about your interactions with the Site, such as the links you click on. The code is temporarily downloaded onto your Device from either our web server, or a third-party service provider, is active only while you are connected to our Site, and is deactivated or deleted thereafter.
  5. Cookies. A cookie is a data file placed on a Device when it visits a website. Cookies may be disabled or removed by tools that are available as part of most commercial browsers, and in some but not all instances can be blocked in the future through certain settings. Each browser you use will need to be set separately and different browsers offer different functionality and options in this regard. These tools may not be effective with regard to Flash cookies or HTML5 cookies. For information on disabling Flash cookies go to www.adobe.com. Please be aware that if you disable or remove cookies, Flash cookies, or HTML5 cookies on your Device, some parts of our Site may not function properly, and that when you revisit our Site your ability to limit cookies is subject to your browser settings and limitations

  1. We may use Tracking Technologies for a variety of purposes, including, but not limited to:

  1. Use and access. We may use Tracking Technologies to allow you to use and access our Site.
  2. Site performance. We may use Tracking Technologies to assess the performance of the Site, including as part of our analytic practices or otherwise to improve the content, products, or services offered through the Site.
  3. Functionality. We may use Tracking Technologies to offer you enhanced functionality when accessing the Site, including identifying you or keeping track of the Site preferences, including in terms of the presentation of content on our Site.
  4. Targeting. We may use Tracking Technologies to deliver content relevant to your interests on our Site based upon how you interact with our content. This includes using Tracking Technologies to understand the usefulness of the content that has been delivered to you.
  5. There may be other Tracking Technologies now and later devised and used by us in connection with the Site.

  1. Interactions with Third-Party Sites. Our Site may include functionality that allows certain kinds of interactions between it and your account on a third-party site or application. The use of this functionality may involve the third-party operator providing certain information, including Personal Information, to us. If we offer and you choose to use this functionality to access our Site, the third-party website or application may send Personal Information about you to us.

  1. How We Use Your Information

  1. We may use the Personal Information and/or Usage Information subject to this Privacy Policy for various purposes, including, but not limited to:

  1. Enabling you to participate in a variety of our Site’s features, including connecting you with the Provider Law Firm verifying that your information is active and valid;
  2. Improving our Site, marketing, or services, and customizing your website experience;
  3. Providing customer support and contacting you with regard to your use of the Site and changes to the Site or its policies;
  4. Further our business purposes and the business purposes of third parties we share your information with;
  5. Processing transactions or providing you with information (e.g. newsletters), or providing you with surveys, or promotional materials on behalf of us or third parties;
  6. Contacting you by phone, email, mail, or any other manner with information about our services; and
  7. Further any additional purposes disclosed at the time you provide your information or as otherwise set forth in this Privacy Policy.

  1. Information Sharing With Third Parties

  1. We may from time to time elect to share certain information about you collected by us through our Site, including Personal Information, with third parties for those third parties’ direct marketing purposes. Additionally, we may share or sell your Personal Information with or to third parties such as our co-promotional partners and others with whom we have marketing or other relationships for our or the third parties’ marketing and other purposes. We may share your Device Identifiers with third parties along with data related to you and your activities. In addition, we may share the information we have collected about you, including Personal Information, as disclosed at the time you provide your information and as described below or otherwise in this Privacy Policy. We also may share non-Personal Information, such as aggregated user statistics, with third parties. By way of example only, we may disclose your information as follows:

  1. Third Parties Providing Services on Our Behalf. We may use third-party vendors to perform certain services on our behalf, such as (a) manage databases of client information; (b) hosting the Site; (c) designing and/or operating the Site’s features; (d) tracking the Site’s activities and analytics; (e) enabling us to send you information about our services or perform other administrative services; (f) payment processing; and (g) other services designed to assist us in maximizing our business potential. We may provide these vendors with access to Usage Information, including Device Identifiers and Personal Information, to carry out the services they are performing for you or us. Third-party analytics and other service providers may set and access their own Tracking Technologies on your Device and they may otherwise collect or have access to information about you, potentially including Personal Information, about you. We are not responsible for those third-party technologies or activities arising out of them.
  2. Provider Law Firm. As a convenience to you and your attorney, we may share your Personal Information, and information about your service plan requests with the Provider Law Firm.
  3. Business Partners. When you purchase a service from us that is bundled with a product or service offered by one of our business partners, we will share your Personal Information with those business partners so that they can provide you with the product or services included with your purchase. These companies are authorized to use the information we share with them about you for their own marketing purposes without your permission.

  1. To Protect Our Rights and our Users. To the fullest extent permitted by applicable law, we may also disclose your information/Personal Information if we believe in our sole and absolute discretion that doing so is necessary or appropriate to: (i) protect or defend our rights, safety, or property (such as collecting debts) or third parties (including through the enforcement of this Privacy Policy, our Terms of Use, and other applicable terms, agreements, and policies); or (ii) comply with legal and regulatory obligations (e.g., pursuant to law enforcement inquiries, governmental requests, subpoenas or court orders). To the fullest extent permitted by applicable law, we have complete discretion in electing to make or not make such disclosures and to contest or not contest requests for such disclosures.

  1. Affiliates and Business Transfer. We may share your information, including your Device Identifiers, Personal Information, and Usage Information with our subsidiaries, affiliates, business partners, and related entities. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a merger, consolidation, restructuring, the sale of substantially all of our interests and/or assets or other corporate change, including, during the course of any due diligence process.

  1. Third-Party Content and Links to Third-Party Websites

  1. Our Site may contain content supplied by third parties, and those third parties may collect usage or device information when pages are served to you. In addition, when you are on the Site you may be directed to other services that are operated and controlled by third parties that we do not control. We are not responsible for the data collection and privacy practices employed by any of these third parties or their services and they may be tracking you across multiple websites and may be sharing the results of that tracking with us or others.

  1. Keeping Your Information Updated

  1. You are responsible for maintaining the accuracy of the information you submit to us, such as your contact and billing information. You may correct or update the Personal Information you have provided through the Site by contacting us at info@mybusinessadvocate.com.

  1. Transfer of Information to the United States

  1. Our Site is operated in the United States and intended for users located in the United States. If you are located outside of the United States, please be aware that information we collect, including Personal Information, will be transferred to, processed, stored, and used in the United States. The data protection laws in the United States may differ from those of the country in which you are located, and your Personal Information may be shared with third parties for direct marketing purposes and may be subject to access requests from governments, courts, or law enforcement in the United States according to laws of the United States. By using our Site or providing us with any information, you consent to the transfer to, and processing, usage, sharing, and storage of your information, including Personal Information, in the United States as set forth in this Privacy Policy.

  1. Protecting The Information You Provide Us

  1. We make reasonable efforts to protect Personal Information that you submit through the Site from loss, misuse, unauthorized access, disclosure, alteration and destruction, which may include the use of firewalls and other security measures on our servers. My Business Advocate does not, however, warrant or represent that its level of security meets or exceeds any particular standard, and no server or internet transmission is ever 100% secure or error-free. You should take this into account when submitting any information on any website, including ours. Similarly, any information that you send us through our Site may not be confidential or privileged and may be subject to applicable disclosure and reporting requirements, as required by law.

Please read the below arbitration agreement carefully and fully prior to signing this Agreement.

  1.  Arbitration

  1. Consent to Arbitration. In the event of any dispute, claim or controversy between the parties arising out of or relating to these Terms of Use or any breach thereof, whether such dispute, claim, or controversy sounds in contract, tort, equity, or otherwise, and whether such dispute, claim, or controversy relates to the meaning, interpretation, effect, validity, performance or enforcement of this Terms of Use (“Dispute”), such Dispute shall be settled by and through a confidential arbitration proceeding to be administered by the American Arbitration Association (or any like successor organization thereto) in Cook County, Chicago, Illinois, in accordance with the American Arbitration Association Commercial Arbitration Rules (“Arbitration Proceeding”).

  1. Notwithstanding the American Arbitration Association’s Commercial Arbitration Rules, any such arbitration proceeding initiated pursuant to this section shall be conducted in an expedited manner. A panel of a single arbitrator shall be selected by mutual agreement of the parties from a list of arbitrators provided by the American Arbitration Association (“Arbitration Panel”).

  1. The parties hereby agree that a final and binding hearing shall take place no later than six (6) months after the initiation of an arbitration (“Final Hearing”). The parties hereby agree that neither of the parties shall be entitled to any form of discovery, be it written or oral, either from each other or from any third party. The parties hereby agree that each shall have the right to bring and present their evidence before the Arbitration Panel in the Final Hearing. Upon the conclusion of which, the Arbitration Panel shall issue judgment and/or award in favor of one of the parties (“Award”), which shall be final and binding on the parties hereto and may be specifically enforced by a court of competent jurisdiction.  

  1. The parties hereby agree and consent to such venue and waive any objection thereto. The parties hereby agree that, notwithstanding any provision of this section or the Illinois state law governing this Terms of Use, the Dispute, all issues relating to arbitrability, or the enforcement of this agreement to arbitrate contained herein shall be governed by the Federal Arbitration Act (9 U.S.C. §§ 1 et. seq.), the Federal Rules of Civil Procedure, the Federal Rules of Evidence, and federal common law regarding arbitration.

  1. The parties hereby agree that all information regarding and relating to the Dispute, the Arbitration Proceeding, the Arbitration Panel, the Final Hearing, and the Award shall be confidential. The parties shall take all reasonable steps to ensure information regarding and relating to the Dispute, the Arbitration Proceeding, the Arbitration Panel, the Final Hearing, and the Award is revealed only to those persons reasonably necessary to conduct the Final Hearing (“Interested Persons”). No information regarding and relating to the Dispute, the Arbitration Proceeding, the Arbitration Panel, the Final Hearing, and the Award shall be revealed to persons other than Interested Persons.

  1. The parties hereby acknowledge and agree that the costs of any Arbitration Proceeding, including the costs of fees to the American Arbitration Association and costs paid to the Arbitration Panel, shall be shared equally by the parties. The parties hereby acknowledge and agree that the prevailing party in any Arbitration Proceeding shall be entitled to reimbursement by the other party for its attorneys’ fees and costs incurred relating to the Arbitration Proceeding.

  1. Injunctive Relief. This section will not apply to any legal action taken by My Business Advocate to seek an injunction or other equitable relief in connection with, any loss, cost, or damage (or any potential loss, cost, or damage) relating to the Site, any content, or My Business Advocate’s intellectual property rights (including such that we may claim that may be in dispute), or My Business Advocate’s operations.

  1. Privacy Policy Changes

  1. We reserve the right, in our sole discretion, to modify, change or otherwise update this Privacy Policy at any time. Any changes will be effective immediately upon the posting of the revised Privacy Policy and your use of our Site indicates your consent to the Privacy Policy posted at the time of use.

  1. We encourage you to review the Privacy Policy periodically for the most recent version of the Privacy Policy.

  1. Severability.  To the extent any provision of this Privacy Policy is found by a competent tribunal to be invalid or unenforceable, such provision shall be severed to the extent necessary for the remainder to be valid and enforceable.

  1. Questions.  If you have any questions about the Privacy Policy or practices described herein , please contact us by email at info@mybusinessadvocate.com.


Menu